Home care allows your loved one to receive comprehensive healthcare services while remaining at home – and is both accessible and more cost-effective than nursing homes and assisted living facilities.
Agencies that specialize in private home care offer qualified caregivers who have passed background checks and have relevant experience to serve clients’ homes. Furthermore, these agencies often provide backup care should one caregiver become sick or unavailable.
Cost
Home care costs can be an immense source of worry for families. While they can vary significantly based on factors like location and the level of care needed, it often costs less than living in an assisted living community or care facility. According to Genworth’s 2021 Cost of Care Study, typical hour of home health aide services costs about $20 while renting an equivalent room will run you approximately $7,908 monthly.
Families may rely on personal savings or out-of-pocket funds for home care services, while some also utilize long-term care insurance or veteran benefits as sources of funding. Others work with a private home care agency accepting Medicare/Medicaid to receive quality care at an affordable rate.
Personalized Care
Home care services provide individuals with personalized assistance they require without leaving their own environment, making life significantly better as familiarity can help reduce isolation from outside sources.
Many families value the flexibility offered by home care for their loved ones, which allows them to take vacations and breaks knowing their loved ones will be well taken care of by professional caregivers who provide around-the-clock assistance when required.
Private home care allows caregivers to build strong relationships with their clients, which is especially helpful for those suffering from mental health conditions who can experience feelings of isolation. Caregivers also make sure patients take their medication on schedule while monitoring potential side effects which could help avoid overdose or even death.
Overnight Care
Home care agencies typically offer overnight home care services for seniors who require extra assistance at night due to frequent trips to the bathroom or dementia-related behaviors that arise in the dark hours. Caregivers also serve as their client’s eyes and ears during this period, alerting family members if any changes in condition occur during this period.
Caregivers and care receivers tend to form warm, friendly relationships based on trust. Home care workers spend considerable time together, which allows them to become acquainted with one another and their lives.
Nurse Next Door offers private home care on Long Island with its comprehensive screening process that matches clients with suitable caregivers, giving families confidence that their loved one is receiving optimal care. Caregivers receive competitive wages while using existing savings or long-term care policies as financial cover for costs associated with caregiving duties.
Flexibility
Families may opt to pay out-of-pocket for nonmedical home care to enable their loved one to remain at home instead of moving into an assisted living community or nursing facility. Understanding your options and sources of funding will be key in providing quality home care or having to settle for less.
Working on a private-pay basis allows agencies to offer services to clients that exceed Medicare and Medicaid service delivery limitations, giving caregivers more freedom in terms of types of care they provide as well as higher wages than when working under government contracts.
Private-pay services may also be reimbursed by insurance, including long-term care or an accelerated death benefit from life policies. Speak with your provider to explore all available options for your family.